See what you can afford 
Nestment is completely free for buyers. We get paid when you close on a home (your agent and lender pay us a referral fee from their commission), but there’s no cost to you. Think of it like having a free personal advisor.
Nope! Most of our buyers start 6-12 months before they’re ready to make an offer. Your coach will help youfigure out your timeline and get prepared at your own pace.
You’d be surprised. Our coaches specialize in helping people figure out creative strategies like househacking (renting out part of your home), co-buying with friends or family, or finding down payment assistance programs. Let’s talk and see what’s actually possible.
We work with buyers in across the US. Take our quiz and we’ll let you know right away if we can help in your area.
Nestment makes money a few ways; Nestment Key subscriptions, we also split the agent commission when you close, and we have education programs sponsored by other companies and organizations like lenders.
We work in all 50 states! We even work with buyers in Canada.
While we match you with real estate agents, we are not agents ourselves. Nestment is on the side of you (the buyer). We are your advocate and coach and prioritize your interests and goals first.
Nestment is not a lender, but we give Nestment buyers access to the same great lenders we personally use to buy our own homes. Our lenders focus on education and showing you what is possible.
Your homebuying coach will match you with a lender and agent. Don’t worry, if you don’t vibe with either of them, your Nestment coach will handle the breakup and match you with new ones.
Home Affordability Calculations
These calculations utilize the Fannie Mae multifamily home loan program to put a 5% down payment for a 30 year fixed mortgage at a 6.5% interest rate (rates subject to market conditions) on a triplex property.
Home Price
The total down payment available is calculated by multiplying the down payment amount by the total number of co-buyers in the group. The home price is then calculated by dividing the total down payment amount by 0.05 to simulate a 5% down payment. If the amount is greater than the max triplex loan limit of $1,033,000 then that limit amount is used. Higher loan limits do exist for quadplexes.
Equity Growth
The equity growth is calculated by dividing the pro rata projected equity value in the home in 5 years by each member’s down payment amount. The projected 5 year equity value factors in the home locality’s forecasted appreciation along with the principal contribution portion of each monthly mortgage payment. The return is significantly higher than the projected appreciation of the home because it is calculated relative to the down payment amount, which makes for a more accurate measure of return on initial investment.
Monthly Cost
The monthly cost is calculated by subtracting the monthly mortgage amount from the city's projected median rent for a 3 bed unit, and dividing by the group size. This assumes one unit is occupied by the buyer and the remainder are rented out.
For further customizations or personalization, please book a free call with a Nestment team member.
××
×